Zack Gutches, CFP®, CPA

ABOUT ME

Do you have that 'thing' where you think to yourself "I was made for this!" (and just smile thinking about it)? That's financial planning for me.

Hi, I'm Zack, and I LOVE getting to use my God-given gifts to serve working Christian professionals and families in their 30's - 50's and be their trusted financial guide for everything related to personal finance.

ABOUT YOU

If you want to optimize the comprehensive financial resources you've been entrusted AND maximize your life's impact along the way, you've come to the right place.

You might be facing things like:

• Lacking the time, energy, expertise, and/or desire to research, analyze, strategize, and then execute on every area of your finances
• Asking "What sources can I trust?" "WHO can I trust?"
• Wondering "Am I optimizing all aspects of my financial puzzle pieces?"

If you want to develop a Plan, and make your money work as hard as you do, let's get in touch (don't worry, there's no awkward sales pitch or product-pushing here).

WHO WE SERVE

We serve Christian households in their 30's, 40's, and 50's that earn >$250,000 annually in these vocations:

• -Physicians
• -Equity-Compensated Professionals
• -Pre-retirees wanting to proactively prepare for and have peace, confidence, & renewed calling going into retirement

HOW WE SERVE

We are a Personal CFO for you and your family's entire financial life. This includes done-for-you comprehensive financial planning, tax preparation & filing, custom portfolio construction and investment management, cash-flow systemization and automation, charitable giving strategies, tax planning, employer benefits optimization, student loan planning, estate planning, retirement planning, and more.

See the full benefits at: https://www.truerichesfp.com/services

HOW WE GET PAID

Our fees are simple, fair, and based on your plan's complexity.

For a real-time quote, check out our transparent pricing calculator at: https://www.truerichesfp.com/pricing

WHAT IS YOUR VALUE PROPOSITION

Specialty Expertise: Zack combines his extensive CPA experience from Deloitte with previously serving as a Lead Financial Planner to ~60 households and advising on over $100 million in assets at one of the fastest organic-growing RIA's in the entire country that pioneered the approach to Total Balance Sheet Management. His ability to serve as both your Tax Adviser and Financial Planner and coordinate every aspect of your financial plan TOGETHER is what sets him apart in his approach.

Premium Service without the Premium Fee: True Riches Financial Planning will only serve up to 40 clients, so every single client gets the necessary time, attention, and in-depth planning they deserve. Our fees are also very reasonable relative to the boutique service-level provided, which allows Zack to run a profitable practice yet avoid charging exorbitant AUM fees like other firms do. Our transparent, flat-fee also includes the cost for tax return preparation & filing, and a basic estate plan. True Riches does not "nickel and dime" its clients for ancillary services like other firms do.

Values: While no 2 people will ever have the exact same values, we think it's important to work with a Planner who shares similar FOUNDATIONAL values and core beliefs (as money is intimately connected to those values and core beliefs!). As a fellow Believer practicing what he preaches, Zack deeply cares about the integration of excellency in financial planning with being a wise and faithful steward of the resources God has entrusted to each of us to advance His Kingdom and glory.

READY FOR SOMETHING UNIQUE AND DIFFERENT?

If you're ready for complete financial coordination, specialty technical excellence, simple and reasonable fees, and help with actually implementing the advice and necessary to-do's, let's connect. We offer a complimentary 2-meeting process that allows us the time to get to know what's most important to you, how we'd think about your Plan, and if we could deliver value to you in excess of our fee.

Book a complimentary discovery meeting at: https://www.truerichesfp.com/contact