Our educational personal finance blog features syndicated articles from the flat fee financial advisors in our directory. They are republished here with permission.
November 14, 2025
Debunking the Most Common Personal Finance Lies on TikTok
Scroll through TikTok (or YouTube and similar platforms) for five minutes, and you'll find no shortage of confident voices promising to unlock the secrets of wealth building. Some claim you can retire by 30 with one simple trick. Others insist traditional financial advice is a scam designed to keep you poor. Let's examine some of the most popular and prevalent personal finance "tips" on social media that are actually myths or at best, misleading.
November 10, 2025
Retiring from Tech Early? Rule of 55 vs. 72(t) SEPP for Penalty-Free Retirement Account Withdrawals
Want to retire early but think your 401(k) is locked until 59½? You might be wrong. There are two IRS-approved ways to access your funds penalty-free. We break down the flexible Rule of 55 vs. the rigid 72(t) SEPP to help you decide which path to financial freedom is right for you.
November 4, 2025
Finding Your Safe Withdrawal Rate in Retirement
One of the biggest fears retirees face is running out of money. That’s why financial planners often talk about a “safe withdrawal rate.” This is the percentage of your portfolio you can withdraw each year in retirement without running out of funds too soon. But here’s the catch: there is no one-size-fits-all number. The right safe withdrawal rate depends on your portfolio size, lifespan, tax strategy, and spending needs. Let’s break it down.
October 30, 2025
Dollar Cost Averaging vs. Lump Sum Investing – Which Strategy Wins?
When you have a significant amount of cash to invest, you face a sometimes tough decision: should you invest it all at once or spread it out over time?
October 24, 2025
How to Navigate Market Volatility Without Losing Your Cool
Volatility is a natural part of investing. It’s the “price of admission” that we pay in exchange for the opportunity to grow wealth over time. But when markets start swinging wildly, especially to the downside, it’s easy to let emotion take the wheel.
October 21, 2025
The Truth About the Future of Social Security
So what is the actual state of Social Security based on the most recent data and analysis? And what does this mean for your financial future?