Matthew Argyle, CFA, CFP®, EA

The strategy that built your wealth won’t get you through retirement.

That’s where I come in.

I work with individuals and couples—typically with $2M to $12M—who are shifting from growing wealth to living off it. Together, we untangle financial complexity, cut out unnecessary costs, and create a plan that fits the next chapter—not the last one.

Real planning. Flat fees. Fewer surprises. More sleep at night.

Every engagement begins with a custom roadmap focused on what matters most—whether that's minimizing taxes, timing withdrawals, evaluating private deals, or simply feeling confident in a sea of noise.

Here’s how I help:

• Tax prep, included – I handle your tax returns each spring as part of your advisory fee. One less thing to juggle.
• Year-end tax strategy – Each winter, I forecast your tax picture and recommend moves to help you keep more of what you’ve earned.
• Evidence-based investing – Your portfolio is built with low-cost ETFs from Dimensional and BlackRock. Smart. Simple. Scalable.
• Open architecture – I charge flat fees—not percentages—so I have zero bias against investments that move money out of my management. If it fits your strategy, I’ll say so.
• Big-picture retirement planning – I’ll inform consequential decisions like Social Security timing, long-term care strategies, or leaving a lasting impression on your world.

I lean into complexity—so you don’t have to.

While some advisors may avoid the weeds, I live there.

From 1031 exchanges to discounted Roth conversions to threading the needle with alternative assets, I help you unlock more after-tax income—and sleep better knowing it’s handled.

Trusted for insights on retirement and tax planning.

I regularly contribute to outlets like CBS News and Yahoo Finance, sharing what matters most for those approaching or living in retirement—especially when taxes are involved.

Let’s bring clarity to complexity.

If you're looking for a flat-fee advisor with a high tax IQ—someone who speaks human and not just spreadsheet—schedule a 20-minute intro call. Let’s see if we’re a fit.