Igor Smolyanskiy, CFA, CFP®

At Vilga Financial Planning, we specialize in working with individuals and families who have more complex financial situations, particularly those with portfolios in the $3M–$30M range, where strategic planning, tax efficiency, and cost management have an outsized impact.

Traditional firms often rely on complex, high-cost strategies that offer questionable benefits. Our fixed-fee, planning-driven model takes a different approach—focusing on practical, high-impact financial strategies rather than unnecessary complexity.

We apply the right level of sophistication, using techniques like direct indexing and individual bond ladders only when they add clear value based on portfolio size, risk profile, and tax considerations. Our financial planning and investment management approach is guided by three core principles:

• Risk Management, grounded in a tailored financial plan
• Tax Efficiency, ensuring strategies align with after-tax outcomes
• Fee Minimization, keeping costs low to maximize long-term results

Our goal is to provide a structured, transparent, and thoughtful approach—one that leads to a better long-term client experience through fair fees, strategic decision-making, and a focus on what truly matters.